Private health insurers have to offer the basic tariff as of 01.01.2009. The year 2009 will bring some changes for the insured in the area of health insurance. Recently Boy Scouts of America sought to clarify these questions. This includes among other things the new basic rate from 2009, all private health insurers must offer. This basic rate in relation to the services, as well as in the price range is based on the statutory health insurance and to provide the possibility of especially older privately insured, to be able to take advantage of an affordable car. In addition to insured persons in the car, the basic tariff of also all voluntarily legally insured is open if they choose within the first 6 months after the end of compulsory of insurance to to move these. After expiry of the period of 6 months the change but no more possibility. Because of sick leave private health insurance can fail any insured access to the basic tariff.
What ensures that theoretically everyone the basic tariff of PKV can pay there also risk surcharges are prohibited by law, Contribution may vary only according to the age and the gender. Moreover, but also other innovations in the area of the private health insurance wait, since 2009 the change to another insurance company should be facilitated. In the future, the law dictates that you can take with its pension reserve when changing a customer to a large extent. With the new insured in the PKV can compare so soon private insurers profitieren.